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Archive for 2006

Do you have non performing equity sitting in your home?

You can use it to pay off your mortgage years earlier and therefore create more wealth for you! The Equity Power Mortgage Program (EPMP) is a strategy that enables home owners to pay off...... Read more

Financial Review press release - Vantage Financial paving the way for UK pension transfers

Download the article here. A joint effort by Vantage Financial and its partners has created a fantastic opportunity for UK migrants in regard to pension transfers to Self Managed Super...... Read more

Do not ask what your country can do for you; ask what you can do for your country!

With rumblings of interest rate rises again on the horizon it’s important to consider your household budget. The national debt will continue to drive the Reserve Bank of Australia toward...... Read more

12 month budget planner

Download this sample 12 month budget planner which will give you an idea of how you can log all expenses by month over a 12 month period. These expenses then will automatically flow into the...... Read more

Calculating your personal net worth

Download this sample worksheet where you note all of your assets and your liabilities to calculate your personal net worth.... Read more

Income and Expenditure Report

Download a sample Income and Expenditure report which draws all of your expenses out of the 12 month budget planner, so all you need to do is add in your income details. ... Read more

The big picture - October 2006

Living in Australia makes us lucky. But health, wealth and happiness don’t come automatically. We not only work hard to achieve these things but we need to protect them – the...... Read more

The big picture - September 2006

Next time someone tells you to get a life, tell them you’re planning to!  Thinking about retirement isn’t a last minute thought and when you have a great plan it makes it...... Read more

The big picture - August 2006

The year that was! EOY 05/06 brings with it a time to review economic trends, research the new players in the market and better understand what is influencing the current climate.  ...... Read more

The big picture - July 2006

WorkCover Queensland has ceased providing installment payment plans! What impact will this have on business cashflow?   Many businesses have typically spread their workers...... Read more

The big picture - June 2006

A recent Citibank survey published online by PRDnationwide Research showed an alarming result that one in three Australians expect to have a mortgage when they retire.  ...... Read more

2006 Federal Budget - Investor Brief

Download the investor budget brief brought to you by Asgard Technical Services, where it briefly analyses the major changes and what they may mean for you. It’s important to note however,...... Read more

Federal Budget 2006

Download a summary of the Federal Budget 2006 , outlining 6 key areas: Personal taxation, Business taxation, Superannuation, Social Security, Families, Economic update. Source: Axa...... Read more

Great Southern Plantations - how the 2006 Budget affects investments in agribusiness

Download article. Source: Great Southern Security General Advice Disclaimer: The Information which is summarised herein are not recommendations and are of a general nature....... Read more

Economic and capital markets outlook

Download presentation on economic and capital markets outlook , including: Recap of market performance:  continued strength in equities, International outlook:  a more balanced global...... Read more

The big picture - May 2006

Will you have a tax liability this financial year? Do you think you’re paying too much tax? There are many tax minimisation strategies available that can either greatly...... Read more

Government co-contributions

The strategy in a nutshell: If you make a personal contribution to your superannuation account any time before the end of the financial year, the Government will match your contributions on a...... Read more

Spouse super contributions

The strategy in a nutshell: You can receive a tax rebate for making a contribution to your spouse’s super fund if their assessable income (including reportable fringe benefits) is less than...... Read more

Salary sacrifice

The strategy in a nutshell: Salary sacrificing involves sacrificing part of the cash salary from your employer for the provision of other benefits, such as additional super contributions. In...... Read more

Personal super contributions

The strategy in a nutshell: By making a deductible contribution to superannuation, you can reduce your taxable income and therefore reduce your personal income tax liability. You may also be...... Read more

Pre-retirement pensions

The strategy in a nutshell: If you’re employed and you’ve reached (or are approaching) your preservation age, you can contribute additional funds to your superannuation before the...... Read more

Spouse contribution splitting

The strategy in a nutshell : Split certain superannuation contributions into your spouse’s account and save for retirement by using the taxation concessions available through...... Read more

Pre-paid interest

The strategy in a nutshell: Pre-pay the interest on your investment loan now for the next 12 months and you may be able to claim a tax deduction for that interest in your current...... Read more